There are signs that debt problems in Exeter are easing.
The Citizens Advice Bureau says the average amount owed by people seeking its help in December was down by £2,000, compared to the year before.
But chief executive Steve Barriball says for many borrowers, the coming months will be more difficult.
Student flats to replace former Exeter nightclub
Six-storey block planned for city centre location
Torbay faces huge savings amid alarm bells over finances
Government urged to go back to the drawing board
New apartment block plan for old Exmouth gas works
Plans have been submitted for 26 homes
Frustration over cancelled Exeter elections
Opponents unite to demand Exeter elections
Push for fair education funding heading to Westminster
Devon politicians will head to the capital
19 Plymouth seats up for grabs in May elections
Plymouth won't postpone them
